This is where you will find answers to questions about the loan request process. If you do not find what you are looking for, please feel free to send us a message.
General Questions
What is a short-term, small-dollar loan?
A short-term, small dollar loan is funding that you pay back all at once on a specified due date. The loan term is usually much shorter than with other financial products.
What is an installment loan?
An installment loan is funding that is paid back, bit by bit, over time. The loan amount for an installment loan tends to be larger than for a short-term small dollar loan. On Creditloan123.com, potential borrowers can request funding for up to $5,000.
Will I be prequalified if I have bad credit?
While we cannot guarantee that anyone will be approved or prequalified for a loan, many of our lenders do work with loan customers who have poor credit histories.
How long does it take to get a short-term loan?
You could receive your funding as soon as the next business day.
How much will my loan cost?
Your lender determines the cost of your loan. The lender also sets the fees and interest associated with your loan. This information appears in your loan agreement. We recommend reading through your loan agreement carefully before you sign it.
How soon do I need to pay off my loan?
Your lender determines your loan term. Your loan agreement should show when your payment(s) are due.
Our Site
Does Creditloan123.com charge for its loan request service?
No. Creditloan123.com provides a free loan request service. Potential borrowers can use our form to reach out to lenders. It is our goal to help the consumer make a connection with a lender. We never charge a fee for this service.
How much money can I request?
Creditloan123.com helps consumers request up to $5,000. We are not a lender. It is our job to help you find a reputable loan company.
How do I request a loan?
You can click the “Get Started” button at the top of the page to begin your loan request. We will ask you a series of questions, and we will use this information to try to connect you with a loan provider.
What are the requirements for requesting a loan?
Before you use Creditloan123.com’s loan request service, we ask that you are at least 18 years of age and a U.S. citizen or legal resident, have a regular monthly income of at least $800, and have an active bank account. Please note that if you are connected with a lender, they may have additional requirements for you to meet.
How long does it take to request a loan?
It should only take you a few minutes to fill out our loan request form. Then, you should know if we were able to connect you with a lender within about 90 seconds.
How secure is my information?
Creditloan123.com uses the latest data-security technology.